Own Your Hot TubFrom $69/Month
Apply through Financeit in 10 minutes. Same-day approval from $2,000 up to $50,000. Finance from $69/mo. No prepayment penalty, ever.
Financing provided by Financeit
Fair & Flexible
Pay it off any time without penalty.
Easy & Affordable
Amortization periods up to 240 months. Standard interest rates from 13.99% to 16.99%.*
Private & Secure
Bank-level encryption to protect your personal information.
Upfront & Open
We add a small fee to the loan amount. There are no hidden or additional charges.
From ApplicationTo Delivery
Three straightforward steps between today and your first soak.
Apply in 10 Minutes
Online or in our Hamilton showroom. You'll need photo ID, your SIN, and basic income info. No hard credit pull until you say go.
Get Same-Day Approval
Financeit approves from $2,000 up to $50,000. Most Hamilton customers are approved within the hour of applying.
Pick Your Tub - We Handle the Rest
Once approved, your hot tub is reserved. We book delivery and installation, usually within 2 weeks of approval.
FinancingFAQ
What does OAC mean?
"On Approved Credit" - your rate and term depend on your credit profile. Most approved customers get rates competitive with a personal bank loan. Ask us about current promotional rates when you apply.
What credit score do I need to qualify?
Financeit considers multiple factors beyond credit score. Many customers with lower scores are still approved, sometimes at a higher rate. There is no minimum published score - apply and see what you qualify for.
Can I pay it off early without a penalty?
Yes. Financeit has no prepayment penalties. You can pay the full balance anytime, and many customers choose to pay theirs down early.
Can I include accessories, delivery, and installation in the financing?
Yes. The total financed amount can include your hot tub, delivery, electrical prep, chemical starter kit, and accessories purchased at the same time. Ask us to bundle everything into one application.
Does the calculator show my exact rate?
The calculator uses a representative rate for illustration. Your actual rate depends on your approved credit profile. Use it to understand the monthly range, then apply to see your real number.
How long does approval take?
Most applicants receive a decision within minutes. Complex applications can take up to one business day. You will receive an email notification from Financeit as soon as a decision is made.
Apply In MinutesApproved Today
Apply online through Financeit in 10 minutes, or call us and we will walk you through it at the showroom. Same-day decisions available.
Financing provided by Financeit. Subject to credit approval. OAC. See showroom for full details.